Evaluasi Tingkat Bunga Penjaminan Periode November 2015

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SIARAN PERS

Nomor: PRESS- 48/SEKL/XI/2015

 EVALUASI TINGKAT BUNGA PENJAMINAN

Periode November 2015

Lembaga Penjamin Simpanan (LPS) telah melakukan evaluasi tingkat bunga penjaminan untuk simpanan dalam rupiah dan valuta asing (valas) di Bank Umum serta untuk simpanan dalam rupiah di Bank Perkreditan Rakyat. Tingkat Bunga Penjaminan untuk periode 8 Oktober 2015 sampai dengan 14 Januari 2016 tidak mengalami perubahan dengan rincian sebagai berikut:

 

 

Bank Umum

Bank Perkreditan Rakyat

Rupiah

Valas

Rupiah

7,50%

1,25%

10,00%

Tingkat bunga penjaminan tersebut dipandang sejalan dengan perkembangan perekonomian dan perbankan terkini. Laju pertumbuhan DPK bulan September 2015 masih berada di atas pertumbuhan kredit serta rencana pemerintah untuk mempercepat belanja anggaran di semester II akan memberikan efek positif terhadap likuiditas perbankan. Pergerakan nilai tukar dan respon perbankan terhadap kondisi likuiditas akan menjadi faktor penting yang mempengaruhi tingkat bunga simpanan perbankan kedepan.

Sesuai ketentuan LPS, apabila suku bunga simpanan yang diperjanjikan antara bank dengan nasabah penyimpan melebihi Tingkat Bunga Penjaminan simpanan, maka simpanan nasabah dimaksud menjadi tidak dijamin. Berkenaan dengan hal tersebut, bank diharuskan untuk memberitahukan kepada nasabah penyimpan mengenai Tingkat Bunga Penjaminan simpanan yang berlaku dengan menempatkan informasi dimaksud pada tempat yang mudah diketahui oleh nasabah penyimpan.

Sejalan dengan tujuan untuk melindungi nasabah dan memperluas cakupan tingkat bunga penjaminan, LPS menghimbau agar perbankan memperhatikan ketentuan tingkat bunga penjaminan simpanan dalam rangka penghimpunan dana. Dalam menjalankan usahanya, bank hendaknya juga memantau arah pengelolaan likuiditas perekonomian oleh Bank Indonesia serta ketentuan pengaturan dan pengawasan perbankan oleh Otoritas Jasa Keuangan.

 

 

Jakarta, 16 November 2015
Sekretaris Lembaga
Ttd,-
Samsu Adi Nugroho

 

Sumber: http://www.lps.go.id/web/guest/surat_edaran_bpr

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    I am going to equipment this review in the direction of Two patterns of Those people: present Zune home owners who are looking at an improve, and These hoping in the direction of make a decision among a Zune and an iPod. (There are other avid gamers worthy of contemplating out there, like the Sony Walkman X, nonetheless I count on this presents your self enough information and facts to create an aware option of the Zune vs players other than the iPod line as very well.)

  332. Balas

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  334. Balas

    Sorry for the substantial critique, still I’m actually loving the fresh new Zune, and expect this, as nicely as the very good critiques some other people in america comprise prepared, will support on your own determine if it really is the right selection for your self.

  335. Balas

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  340. Balas

    Palms down, Apple’s application keep wins by a mile. It’s a massive choice of all forms of purposes vs a in its place sad final decision of a handful for Zune. Microsoft is made up of packages, in particular in the realm of game titles, however I’m not yes I would need towards guess on the long run if this characteristic is important in the direction of your self. The iPod is a considerably better final decision inside that case.

  341. Balas

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  343. Balas

    Apple now contains Rhapsody as an application, which is a superb begin, but it is at this time hampered by the incapability in direction of shop locally on your iPod, and has a dismal 64kbps little bit selling price. If this alterations, then it will somewhat negate this advantage for the Zune, nonetheless the 10 new music for each month will nonetheless be a huge as well as inside Zune Pass’ like.

  344. Balas

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  345. Balas

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  354. Balas

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  355. Balas

    Zune and iPod: Most folks review the Zune to the Contact, nonetheless after watching how slender and shockingly tiny and light-weight it is, I look at it in the direction of be a alternatively one of a kind hybrid that brings together qualities of the two the Contact and the Nano. It truly is Pretty colorful and lovely OLED display screen is a little bit scaled-down than the touch screen, however the player alone feels Extremely a little bit smaller sized and lighter. It weighs regarding 2/3 as much, and is substantially lesser within just width and peak, When currently being specifically a hair thicker.

  356. Balas

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  359. Balas

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  361. Balas

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  362. Balas

    This is turning into a little bit further more subjective, still I a lot desire the Zune Sector. The interface is colourful, includes a lot more flair, and some cool features which includes ‘Mixview’ that allow for your self all of a sudden check out related albums, tunes, or other buyers identical to what you might be listening to. Clicking on one of these will center on that products, and one more preset of “neighbors” will come into feeling, letting yourself in direction of navigate near studying through similar artists, music, or customers. Speaking of consumers, the Zune “Social” is also superior enjoyable, letting yourself locate other people with shared tastes and turning into mates with them. Your self then can listen to a playlist crafted centered on an amalgamation of what all your buddies are listening to, which is as well enjoyable. Those apprehensive with privacy will be relieved towards comprehend on your own can stay away from the general public in opposition to viewing your specific listening routines if oneself thus come to a decision.